Annual vs. Monthly Bookkeeping Plans: Is Prepaying a Year Worth It?
Every Linked-do-Books plan can be paid monthly or prepaid for a year at 15% off. Here's how the two options compare, so you can pick the one that fits your cash flow.
Every price, side by side
| Plan | Monthly | Annual prepay (15% off) | What's included |
|---|---|---|---|
| Lite | $199/month | $2,029.80/year | Up to 50 transactions a month, 1 bank or card account, categorization, monthly reconciliation, basic P&L |
| Starter | $249/month | $2,539.80/year | Transaction categorization, monthly bank reconciliation, basic P&L |
| Growth | $399/month | $4,069.80/year | Everything in Starter, plus AP/AR management, higher transaction volume and detailed monthly reports |
| Full-Service | $649/month | $6,619.80/year | Everything in Growth, plus support for more complex books |
How the monthly option works
- Flat price, billed every month.
- Cancel anytime under the terms of your agreement.
- It's the simplest choice if you're still deciding which plan fits, or your transaction volume might change.
How the annual option works
- You pay once for the year and save 15%.
- An annual plan renews every year until you cancel.
- Cancelling takes effect at the end of the paid year.
What the 30-day guarantee covers on each option
| Monthly | Annual prepay | |
|---|---|---|
| Tell us within 30 days of your first payment | Your first month's fee is refunded in full | One month's equivalent is refunded (1/12 of the annual payment) |
| Refund amount | $199, $249, $399 or $649 | $169.15 (Lite), $211.65 (Starter), $339.15 (Growth), $551.65 (Full-Service) |
| The rest | No further charges once cancelled | The rest of the annual payment isn't refunded |
The 30-day money-back guarantee applies once per client, to the first payment of a new engagement. Separately, the accuracy guarantee applies on both options: if Linked-do-Books makes a bookkeeping error, you choose a free correction or a refund of the fee for the affected month or months. Tell us within 90 days of discovering the problem.
Which should you pick?
- Choose monthly if your books are new to us, your volume may change, or you want the most flexibility.
- Choose annual if you already know which plan fits and you'd rather save 15% than keep month-to-month flexibility.
- Behind on your books? Start with Books Clean-Up ($150 per month behind, $600 minimum, $1,800 cap) before either plan.
Not sure yet? Book a free 15-minute health check or call (406) 500-5242.
Frequently asked questions
Is annual bookkeeping cheaper than monthly?
At Linked-do-Books, yes. Prepaying a year saves 15%. For example, Lite is $199 a month or $2,029.80 for the year, and Growth is $399 a month or $4,069.80 for the year.
Can I cancel an annual bookkeeping plan?
Yes. An annual plan renews every year until you cancel, and cancelling takes effect at the end of the paid year.
What is the refund if I cancel an annual plan in the first 30 days?
The 30-day guarantee refunds one month's equivalent, which is one-twelfth of the annual payment: $169.15 on Lite, $211.65 on Starter, $339.15 on Growth or $551.65 on Full-Service.
Can I cancel monthly bookkeeping anytime?
Yes. Linked-do-Books monthly plans are a flat price each month, and you can cancel anytime under the terms of your agreement.
Which bookkeeping plan should I start with?
Most owners start with Lite at $199 a month. It covers up to 50 transactions a month and one bank or card account, with categorization, monthly reconciliation and a basic profit and loss report.